Repossession

Chapter 7 Bankruptcy Repossession Attorneys in San Diego

Reliable Legal Support for Repossession Issues

We currently live in an economy where everything seems to be uncertain. Especially after the global tragedy of COVID-19, it is clear that the aftershock will have significant ripple effects for months or even years to come, as employers and employees alike struggle to maintain an income in a world slipping quickly towards recession. Despite the fact that you and many other hardworking Americans may not immediately have the funds available to pay all your debts on time, creditors and debt collectors quickly begin eying your assets, hoping to profit even when you are severely struggling, usually for circumstances outside of your hands.

It does not matter if you have been crippled by an onslaught of medical bills, lost your job due to pay-cuts, or simply need a little extra time – debt collectors are out to repossess anything they can get ahold of, especially objects of large value like your car. When you suspect creditors of threatening you with repossession, you need to quickly contact our repossession lawyers in San Diego. At the Debt Relief Legal Clinic, we can rapidly start the bankruptcy process that can save your car from being seized.

Call (619) 639-9228 to get in touch with our Certified Bankruptcy Team for a free consultation. 

Protect Your Vehicle: How Bankruptcy Can Help

When creditors come skulking around trying to snatch your car, there is still hope. Filing for either Chapter 7 or Chapter 13 bankruptcy is a great alternative for losing your only means of transportation, which is crucial to your ability to get to work, earn your salary, and pay off your debts in the first place. One of the greatest advantages of filing for either chapter is that you will instantly be granted an automatic stay.

If you have an “automatic stay,” there is no way that creditors can keep demanding you to make payments – debt collection is off the table. If they were in the process of taking your car, creditors must immediately halt in their actions.

Understanding the Advantages of Chapter 7 & Chapter 13 Bankruptcy

If you are unfamiliar with the process of bankruptcy, you may think it to be too overwhelming to apply for as you struggle to simply get through all your other forms. In reality, however, there are many advantages of bankruptcy that should outweigh any of your initial fears.

The benefits of Chapter 7 Bankruptcy include:

  • Possibilities for re-negotiating the amounts for your monthly bill, so you can afford more manageable payments
  • Being able to maintain possession of your car if you continue to make concise, regular payments as agreed upon through the repayment negotiation
  • Potential ability to have debts discharged not only for your repossessed vehicle but any remaining deficiency balances as well

The benefits of Chapter 13 Bankruptcy include:

  • The ability to finally afford to pay smaller, more manageable bills
  • Complete guarantee that creditors cannot seize your car, due to an automatic stay
  • Prohibition of harassment from debt collectors continuously threatening to repossess your vehicle

Personalized Legal Services for Your Repossession Needs

Do not delay in contacting our experienced team at Debt Relief Legal Clinic. Our repossession attorneys in San Diego are completely certified professionals. This is why you can trust them to give you personalized, individual care as you apply for bankruptcy. Additionally, if your home is in danger of being foreclosed, we can also assist.

Contact us now at (619) 639-9228 to get relief from repossession threats against your vehicle. Please don’t hesitate to request your free consultation today. 

Why Choose Debt Relief Legal Clinic?

  • Certified Bankruptcy Specialist
    Attorney John C. Colwell has been recognized by the State Bar of California as one of 12 certified legal specialists in San Diego County for Bankruptcy Law.
  • Experienced
    Our attorney has over 35 years of experience and has dedicated the firm to consumer bankruptcy.
  • Bilingual
    Our legal team is bilingual and serve our clients in English and Spanish.
  • Immediate Past President of NACBA
    John C. Colwell has been a member of NACBA for 25 years and is the Immediate Past President.
  • Personal Approach
    We are a family-oriented business, committed to helping you get relief from debt.
  • Affordable

    We offer free consultations and take online payments for your convenience.

Contact Us Today

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Hear From Our Happy Clients

At Debt Relief Legal Clinic, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “John Colwell and Daniel Wiedecker handled our bankruptcy very professionally and we are very pleased with their legal services.”
    John Colwell and Daniel Wiedecker handled our bankruptcy very professionally and we are very pleased with their legal services, attention to our questions and knowledge in their field of law.  We would recommend anyone to this law firm.  They are specialists and you are in good hands with this talented group of professionals.
    - Allie F.
    “They gave me expert advice and saved me a bundle of cash.”
    These are the nicest attorneys I have ever spoken to. They gave me expert advice and saved me a bundle of cash. They were so nice to me and responded so quickly and extensively via email.
    - Gina V.
    “He was very helpful in explaining the difference between my options”
    Daniel Wiedecker was extremely helpful. I had a unique situation in that I had two choices at the time of my appointment. One choice would cost me some legal fees the other choice none. He was very helpful in explaining the difference between my options. I will return to utilize his services when my situation changes.
    - Steve M.
    “John and his team DELIVERED!”
    John and his team provide top tier services with a price point that will not set you back. The value is unmatched. I knew I found the right place after my first Zoom meeting with John. After dealing with different attorneys in different arenas, I was a skeptic before meeting John face to face. After our initial meeting all my fears were gone. John is very down to earth and very easy to talk to. I did not sense the slightest hint of ego or intimidation that I have seen with other attorneys. John and his team DELIVERED! I felt that with the guidance and information given to me by this company that I had full confidence in this solution to my challenges. Not only did i have confidence in Johns knowledge of his profession, I had full confidence that all of Johns team were there to support me with any questions or concerns. I feel a thousand pounds lighter after this experience with DRLC and i would send my closest friends and family in their direction if ever the situation arose.
    - Matthew B.
    “They made me feel like family. I could always call them for any questions and they would help me out.”
    I'm so grateful to the Debt Relief Legal Clinic, they are very professional. They made me feel like family. I could always call them for any questions and they would help me out. The process was very easy and I felt very confident that I was in the best hands. The staff was very efficient and professional. Thank you very much to all the staff and to Dan, I could not have made it through this without you. I highly recommend Debt Relief Legal Clinic to anyone in need of their services. Thank you very much.
    - Elizabeth O.
    “He basically held our hands throughout the whole process and made it much less stressful for us.”
    Mr. Colwell is an excellent attorney.  Thanks to him, my husband and I have a new start without being mired in credit card debt.  He basically held our hands throughout the whole process and made it much less stressful for us. Thank you, Mr. Colwell!
    - Chris A.
    “I can't say enough about how wonderful the staff and the attorneys are to work with through the process.”
    I want to recommend the Debt Relief Clinic for their wonderful service and knowledge, which you need when you're at a tough time in your life. I can't say enough about how wonderful the staff and the attorneys are to work with through the process. They give wonderful advice and always answer any questions very quickly. I really recommend this law firm.
    - Laura M.
    “I wish I could give him more than 5 stars.”
    John Colwell is a great attorney. I had a difficult case but he was able to get it done. This has changed my life. I wish I could give him more than 5 stars.
    - Terry D.