Repossession

Chapter 7 Bankruptcy Repossession Attorneys in San Diego

Reliable Legal Support for Repossession Issues

We currently live in an economy where everything seems to be uncertain. Especially after the global tragedy of COVID-19, it is clear that the aftershock will have significant ripple effects for months or even years to come, as employers and employees alike struggle to maintain an income in a world slipping quickly towards recession. Despite the fact that you and many other hardworking Americans may not immediately have the funds available to pay all your debts on time, creditors and debt collectors quickly begin eying your assets, hoping to profit even when you are severely struggling, usually for circumstances outside of your hands.

It does not matter if you have been crippled by an onslaught of medical bills, lost your job due to pay-cuts, or simply need a little extra time – debt collectors are out to repossess anything they can get ahold of, especially objects of large value like your car. When you suspect creditors of threatening you with repossession, you need to quickly contact our repossession lawyers in San Diego. At the Debt Relief Legal Clinic, we can rapidly start the bankruptcy process that can save your car from being seized.

Call (619) 639-9228 to get in touch with our Certified Bankruptcy Team for a free consultation. 

Protect Your Vehicle: How Bankruptcy Can Help

When creditors come skulking around trying to snatch your car, there is still hope. Filing for either Chapter 7 or Chapter 13 bankruptcy is a great alternative for losing your only means of transportation, which is crucial to your ability to get to work, earn your salary, and pay off your debts in the first place. One of the greatest advantages of filing for either chapter is that you will instantly be granted an automatic stay.

If you have an “automatic stay,” there is no way that creditors can keep demanding you to make payments – debt collection is off the table. If they were in the process of taking your car, creditors must immediately halt in their actions.

Understanding the Advantages of Chapter 7 & Chapter 13 Bankruptcy

If you are unfamiliar with the process of bankruptcy, you may think it to be too overwhelming to apply for as you struggle to simply get through all your other forms. In reality, however, there are many advantages of bankruptcy that should outweigh any of your initial fears.

The benefits of Chapter 7 Bankruptcy include:

  • Possibilities for re-negotiating the amounts for your monthly bill, so you can afford more manageable payments
  • Being able to maintain possession of your car if you continue to make concise, regular payments as agreed upon through the repayment negotiation
  • Potential ability to have debts discharged not only for your repossessed vehicle but any remaining deficiency balances as well

The benefits of Chapter 13 Bankruptcy include:

  • The ability to finally afford to pay smaller, more manageable bills
  • Complete guarantee that creditors cannot seize your car, due to an automatic stay
  • Prohibition of harassment from debt collectors continuously threatening to repossess your vehicle

Personalized Legal Services for Your Repossession Needs

Do not delay in contacting our experienced team at Debt Relief Legal Clinic. Our repossession attorneys in San Diego are completely certified professionals. This is why you can trust them to give you personalized, individual care as you apply for bankruptcy. Additionally, if your home is in danger of being foreclosed, we can also assist.

Contact us now at (619) 639-9228 to get relief from repossession threats against your vehicle. Please don’t hesitate to request your free consultation today. 

Why Choose Debt Relief Legal Clinic?

  • Certified Bankruptcy Specialist
    Attorney John C. Colwell has been recognized by the State Bar of California as one of 12 certified legal specialists in San Diego County for Bankruptcy Law.
  • Experienced
    Our attorney has over 35 years of experience and has dedicated the firm to consumer bankruptcy.
  • Bilingual
    Our legal team is bilingual and serve our clients in English and Spanish.
  • Immediate Past President of NACBA
    John C. Colwell has been a member of NACBA for 25 years and is the Immediate Past President.
  • Personal Approach
    We are a family-oriented business, committed to helping you get relief from debt.
  • Affordable

    We offer free consultations and take online payments for your convenience.

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Hear From Our Happy Clients

At Debt Relief Legal Clinic, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “He was very helpful in explaining the difference between my options”
    Daniel Wiedecker was extremely helpful. I had a unique situation in that I had two choices at the time of my appointment. One choice would cost me some legal fees the other choice none. He was very helpful in explaining the difference between my options. I will return to utilize his services when my situation changes.
    - Steve M.
    “I wish I could give him more than 5 stars.”
    John Colwell is a great attorney. I had a difficult case but he was able to get it done. This has changed my life. I wish I could give him more than 5 stars.
    - Terry D.
    “We went to DRLC and from start to finish they were our rock. They made everything seem so easy and go so smoothly.”
    Last year after my husband lost his job and we found ourselves in a bit of a financial mess. We went to DRLC and from start to finish they were our rock. They made everything seem so easy and go so smoothly. From the ladies in the office to the lawyers in the back, a special shout out to Daniel Weidecker. He was there for us, went to bat for us when there was a complication and the end result was handled exactly as they said. So if you find yourself needing to get out of debt don't hesitate and call DRLC, they are amazing.
    - Denice M.
    “I can't say enough about how wonderful the staff and the attorneys are to work with through the process.”
    I want to recommend the Debt Relief Clinic for their wonderful service and knowledge, which you need when you're at a tough time in your life. I can't say enough about how wonderful the staff and the attorneys are to work with through the process. They give wonderful advice and always answer any questions very quickly. I really recommend this law firm.
    - Laura M.
    “It is truly a "bankruptcy miracle", and you can have one, too. I can't say enough about DRLC!”
    Unfortunately, I had to file BK 13; but luckily, I found Debt Relief Legal Clinic. It was recommended by a friend who was worried about me because I originally filed pro se (without an attorney). I can't even imagine what would have happened if I had continued pro se. (Well, actually I do know: the case would've been dismissed immediately, and I would've been screwed) But the brilliance of this team has kept my case alive for over a year now, and I can't thank them enough! It is truly a "bankruptcy miracle", and you can have one, too. I can't say enough about DRLC, but let me put it simply, You're CRAZY if you use anyone else or represent yourself! ;)
    - Nadine B.
    “They made me feel like family. I could always call them for any questions and they would help me out.”
    I'm so grateful to the Debt Relief Legal Clinic, they are very professional. They made me feel like family. I could always call them for any questions and they would help me out. The process was very easy and I felt very confident that I was in the best hands. The staff was very efficient and professional. Thank you very much to all the staff and to Dan, I could not have made it through this without you. I highly recommend Debt Relief Legal Clinic to anyone in need of their services. Thank you very much.
    - Elizabeth O.
    “He basically held our hands throughout the whole process and made it much less stressful for us.”
    Mr. Colwell is an excellent attorney.  Thanks to him, my husband and I have a new start without being mired in credit card debt.  He basically held our hands throughout the whole process and made it much less stressful for us. Thank you, Mr. Colwell!
    - Chris A.
    “They were prompt and reminded me often of what the next requirements were so that I never skipped a beat.”
    Mr. Colwell and his team were awesome in assisting me through what started as a Chapter 13 and converted to a Chapter 7. They were prompt and reminded me often of what the next requirements were so that I never skipped a beat. The courts know his team and work with them to see to it that matters get resolved quickly. I would encourage anyone considering bankruptcy to contact DRLC first!
    - Lisa H.